Cornerstone Kids Dental strives on providing the BEST dental care for your child.
Call us at 281-444-3999 to schedule an appointment for your child.
The cost of treatment may vary depending on your child’s individual needs and treatment plan. We will discuss with you the cost of treatment and each of your available payment plan options before your child begins treatment, so that you can make the best choice.
If we have received all of your insurance information on the day of the appointment, we will be happy to file your claim for you. You must be familiar with your insurance benefits, as we will collect from you the estimated amount insurance is not expected to pay. By law your insurance company is required to pay each claim within 30 days of receipt. We file all insurance electronically, so your insurance company will receive each claim within days of the treatment. You are responsible for any balance on your account after 30 days, whether insurance has paid or not.
PLEASE UNDERSTAND that we file dental insurance as a courtesy to our patients. We do not have a contract with your insurance company, only you do. We are not responsible for how your insurance company handles its claims or for what benefits they pay on a claim. We can only assist you in estimating your portion of the cost of treatment. We at no time guarantee what your insurance will or will not do with each claim. We also can not be responsible for any errors in filing your insurance. We genuinely file claims as a courtesy to you.
Facts about dental insurance
Dental insurance is rapidly playing a larger and larger role in helping people obtain dental treatment. Since we strongly feel our patients deserve the best possible dental care we can provide, and in an effort to maintain the highest quality of care, we would like to share some facts about dental insurance with you.
FACT #1: Dental insurance is not meant to be a pay-all; it’s only meant to be an aid.
FACT #2: Many plans tell their insured that they’ll be covered “up to 80% or up to 100%”. In spite of what you’ve been told, we’ve found that most plans cover about 40% to 60% of an average fee. Some plans pay more – some less.
Determining Benefits: The amount your plan pays is determined by how much your employer paid for the plan. The less the Employer paid for the insurance, the less you’ll receive in insurance benefits.
FACT #3: It has been the experience of many dentists that some insurance companies tell their customers that “fees are above the usual and customary fees” rather than saying to them that “our benefits are too low”. Remember, you get back only what your employer puts in less the profits of the insurance company.
FACT #4: Many routine dental services are NOT covered by insurance carriers.
FACT #5: Insurance companies will often “down-code” a procedure in order to pay less. A common example is when an insurance company will only pay a composite filling at the rate of a silver filling. Your dentist wants to provide the BEST dentistry; your insurance wants CHEAP.
FACT #6: Dentists charge the same fees to all their patients, regardless of the insurance coverage. At times, the fee paid by the insurance company may be lower than the fee charged by the dentist, depending upon the benefits allowed by the policy.